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Burial insurance quotes.
Characterisitcs of final expense (burial insurance) include:
- No medical exam or blood tests
- No agent calls (possibly agent visits!) after initial contact
- Usually issue ages 0-80 (depending on if term or whole life)
- Minimum $5,000-$300,000 maximum burial insurance policy limits
- Term burial insurance plans guaranteed renewable
- Many burial insurance plans have disability waiver of premium rider for ages 20-65
- Deal direct with the burial insurance carrier
- Yes / no, one page burial insurance application
- Guaranteed fixed burial insurance premium and usually no cash accumulation
- Saliva test for burial insurance benefits over $100,000
For amounts over $100,000 the insurance carrier will want full underwriting and more information before issuing the burial insurance policy.
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