Get burial insurance, regardless of health




Comparing Term Life and Burial Insurance:

Term life insurance policies have
  • Many medical questions
  • $50-$100k minimum
  • Blood, weight and urine
  • Payout within 30 days
  • No cash value
  • 30 year maximum
  • Increase after expiration
Burial insurance policies have

  • 1-6 medical questions
  • $5-$50k maximum
  • No physical
  • Immediate payout
  • Builds some cash value
  • Never expires
  • Level premiums

Ways to save on term life insurance:

  • Use an independent agent
  • Find out if you’re standard or preferred risk
  • Maintain low good weight and bodyfat
  • Keep you cholesterol low
  • Pay your premiums annually