Subject: Re: Re: Variable Universal Life

Comments:
: : Hello: : : I am considering over-funding a variable universal life policy on myself. Although I do realize that there are some costs involved in this type of policy, I think it's appropriate given my situation. : : I like it because of the tax deferral (I'm in a pretty high bracket). : : Married with two kids, and the house is paid off. Already fully funded a Roth for this year, and am maxing out my employer's 401(k). : : What do you all think? : : Grant : Have you considered Long Term Care Coverage? : What about a U.L with a LTC rider? Have you taken a look at an equity indexed annuity? : As you know, you can max out all things, but : one life incident can wreak havoc on the best laid plans.. One more thing, don't forget to look at your Estate Plan....Once you pass it on, how long will it stay in your bloodline... : Ex: You pass your assets to wife,,,she passes assets to children and her siblings..I will use a trust to rule from the grave...I made it, so I want my kids and their kids to enjoy the fruits of my labor..( Not including my civic donations)

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