Subject: Re: beneficiary challenge

Comments:
: My living together fiance' of 11 years , retired naval officer died in 8/04 after a four year battle with colon CA. I was his primary caregiver. He was married to his wife of some 39 years and was attempting to secure a divorce during2003-04. All life insurannce policies were through Navy Mutual Aid and the beneficiaries were set in the late 1970's when he retired. Once the wife filed for divorce the policy were "frozen" by the courts. By fiance' tried to offer many very fair settlements to her over the course of the months of the divorce proceedings, but she refused all, even though Florida, our home state is a 50/50 no fault state and there are no minor children involved. In effect, she appeared to be "waiting out" his death. In fact he was hospitalized with pneumonia in August 2004 and even though he was D/C home for therapy, he dies 36 hours after he returned. At that time I had been his Health Care Surrogate for a number of years and I was also his Durable Power of attoney- but both my fiance and I thought the durable power of attorney would adhere after death. His active divorce file showed many attempts to change his beneficiary status, but blocked by the divorce process. Any suggestions would be appreciated. Thank you JOan Di Gregorio

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